Core Finance

Core Finance


Welcome to Core Finance: your specialist non-bank second mortgage lender

Fostering financial growth and security since 2008

With over 28 years of director experience as an Auckland based finance company, here at Core Finance, we have the knowledge and expertise to provide your client with a flexible finance solution. As experts in commercial business loans and property finance, our mission is to assist the financial growth and security of those who have been turned down by their bank. We assist clients of many kind – from first-home buyers to start-up entrepreneurs – we aspire to help others get ahead, and provide them with the funds to do so.

Is your client looking for a second mortgage, business finance, debt consolidation or personal loan?

Our team provide personalised short term loan solutions with a quick turnaround on mortgage adviser applications, and less rigid loan requirements than the bank. Whether your client requires a home loan, working capital loan, or a residential property loan – our team at Core Finance has it covered.

When the bank says no, we say yes! Talk to an experienced non-bank lender today.

Our Story

The Core Finance Story

Continuing a family legacy for years to come

A family-man at heart, Grant Donoghue – director of Core Finance – joined his brother in business in 2008, with a passion for finance and an aspiration to continue his father’s legacy.

The history behind Core Finance

In 1994, Grant’s father Brendan Donoghue founded the original family business Abcom Finance. After growing up in the peat bogs of Ireland, in a family of 10, Brendan fled to London in aspiration of a better life – landing his first job in the bank. A few years in, Brendan stumbled across an advertisement for a job at the ANZ Bank in New Zealand. He was on the next flight out of there. Before long, he had gained years of experience in the Auckland banking industry, all the while completing his studies, getting married and starting a family.

With a dream to be his own boss, Brendan left the bank and launched Abcom Finance in the early 90’s. After creating a foundation as a non-bank second mortgage lender, his youngest son Sean joined the business in 1996 – now thriving as the sole director since Brendan’s retirement in 2007.

Who we are today

Joining the legacy in 2008, Grant teamed up with his wife Alyson, and his brother Sean to expand and form a second business – which is Core Finance today. Today, Core Finance has flourished into a well-known and trusted non-bank second mortgage lender in the Auckland commercial finance sector. Working alongside a network of registered mortgage advisers, Grant has built a network of valuable industry relationships.

While we grow, our vision remains the same

“Our vision is to continue to assist those who have been turned down by the bank and support them with funding for their own path of growth and financial security.”

– Grant Donoghue, Director of Core Finance

Want to learn more about our history? Read the full story here.

Fostering financial security is our business! Connect with a trusted non-bank lender today.


Our Services

Core Finance: helping your client get ahead

Our services are designed to support financial growth and security – from first-home buyers to entrepreneurs – we’re here to help.

Second MortgagesSecond Mortgages

A home loan without the pressures of the bank. Our second mortgage solutions are designed to help your client finance anything from residential property development to a deposit on an investment property.

Debt Consolidation Debt Consolidation

In an aim to minimise stress and assist your client towards a path of financial security, our non-bank loan top ups provide support to refinance your clients debts into one easy to manage payment.

Business Finance Business Finance

Because we understand that it takes money to make money, we offer flexible business loan solutions – from bridging finance to working capital loans, we can help your self-employed client get ahead.

Personal LoansPersonal Loans

As a family business, we personalise our consumer finance loans with a personal touch. Fostering financial growth, we tailor flexible payment plans and terms to fit your clients financial position.

Our mission is to help others get ahead! Speak with a specialist non-bank lender today.


Rates and Fees

Non-Bank Lender Rates and Fees

Interested in learning more about the way we do business? Read about our non-bank loan rates and fees below.

Our terms and conditions are fully disclosed in our loan contracts which are available to view on this website and an independent complaints procedure is in place with the Financial Disputes Resolution.

We’ve been lending money since 2008! Get in touch with a credible non-bank lender today.

Mortgage Advisers

Mortgage Advisers

Relationships are important to us, especially our relationship with you

Having operated as an Auckland based finance company for a number of years, we have built valuable relationships within the mortgage adviser network. And because we are always looking towards the future, we not only welcome new financial partnerships, but we also value them.

Creating financial security through valuable partnerships

As a Registered Financial Service Provider and a member of the Financial Disputes Resolution, we provide less rigid finance solutions with the utmost respect and expertise – we tailor our second mortgage loans to the needs of your individual client.

Welcoming new connections

At Core Finance we see value in connections – which is why we welcome new applications from registered financial and mortgage advisers.

If you’re interested in working with us, please send us an email with a brief outline of your clients application, including the following details:

Loan amount and term required
Type of loan and purpose of application
Current value of security property
Total existing debt secured over the security property

Bank consent and Deed of Priority not required

Your relationship is important to us! Partner with a loyal second mortgage lender today. 

FDR # FM0298 FSPR # FSP32947

Contact Us

Contact your friendly finance company today

If you’d like to know more about our non-bank loans or share your financial vision with us, fill out the contact form below or give us a call!


Office: 09 480 2500
Mobile: 021 472 006
Freephone: 0800 667 366



PO Box 31764 Milford,
Auckland 0741

C/- Bentleys Chartered Accountants
Level 8, AIG Building
41 Shortland Street
Auckland 1143